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Shriram Unnati Fixed Deposit Eligibility in

Who can invest in a Fixed Deposit with us?

Resident (Online and Offline)

Partnership Firm (Offline only)

Companies (Offline only)

Hindu Undivided Family (Offline only)

Trust and Foundation (Offline only)

NRI (Offline only)

Unincorporated association or body of individual (Offline only)

Shriram Unnati Fixed Deposit Interest Rates

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 6th May 2026)

Period (Months)At Maturity % p.a
126.75
(Digital Only)157.05
18- 237
24- 357.05
36-607.25

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 6th May 2026)

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.556.596.646.75
(Digital Only)156.836.876.937.05
18 - 236.796.826.887
24 - 356.836.876.937.05
36 - 607.027.067.127.25

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

Shriram Unnati Fixed Deposit: Additional Interest Rates for Senior Citizen and Women

  • For Senior Citizens: Get an additional 0.50%* p.a. on your FD rates if you are 60 years and above.
  • For Women: Get an additional 0.05%* p.a. additional interest rate over and above the existing FD rates.
  • Renewal: Receive an additional 0.15%* p.a. on fixed deposit renewal (at maturity)
  • Flexible Investment Tenures: Choose from a wide range of investment tenures ranging from 12 to 60 months (about 5 years).
  • Minimum Investment Amount: Start as low as 5,000 and in multiples of 1,000.

Shriram Finance Fixed Deposit offers better interest rates for senior citizens. Choose a suitable tenure and earn attractive interest rates up to 7.80%* p.a. which is inclusive of a special interest benefit of 0.50%* p.a. for senior citizens and 0.05%* p.a. for women depositors.

Branches Nearby , Offering Fixed Deposit

Business Hours

Timing
  • Monday: 09:00 AM - 05:00 PM
  • Tuesday: 09:00 AM - 05:00 PM
  • Wednesday: 09:00 AM - 05:00 PM
  • Thursday: 09:00 AM - 05:00 PM
  • Friday: 09:00 AM - 05:00 PM
  • Saturday: 09:00 AM - 01:30 PM
Discover More with us

Payment Methods

  • Cash Payment
  • Net Banking
  • Debit Card
  • UPI
  • QR Code Payment
  • RTGS and NEFT Transfer
  • Cheque Payment