Who can invest in a Fixed Deposit with us?
Resident (Online and Offline)
Partnership Firm (Offline only)
Companies (Offline only)
Hindu Undivided Family (Offline only)
Trust and Foundation (Offline only)
NRI (Offline only)
Unincorporated association or body of individual (Offline only)
Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 6th May 2026)
| Period (Months) | At Maturity % p.a |
|---|---|
| 12 | 6.75 |
| (Digital Only)15 | 7.05 |
| 18- 23 | 7 |
| 24- 35 | 7.05 |
| 36-60 | 7.25 |
Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.
Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 6th May 2026)
| Period (Months) | Monthly % p.a. | Quarterly % p.a. | Half-Yearly % p.a. | Yearly % p.a. |
|---|---|---|---|---|
| 12 | 6.55 | 6.59 | 6.64 | 6.75 |
| (Digital Only)15 | 6.83 | 6.87 | 6.93 | 7.05 |
| 18 - 23 | 6.79 | 6.82 | 6.88 | 7 |
| 24 - 35 | 6.83 | 6.87 | 6.93 | 7.05 |
| 36 - 60 | 7.02 | 7.06 | 7.12 | 7.25 |
Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.
Shriram Finance Fixed Deposit offers better interest rates for senior citizens. Choose a suitable tenure and earn attractive interest rates up to 7.80%* p.a. which is inclusive of a special interest benefit of 0.50%* p.a. for senior citizens and 0.05%* p.a. for women depositors.