Shriram Business Loan in Gurunanak Ward

To get a business loan at the Shriram Finance Gurunanak Ward branch, you must be an Indian resident aged 18 years or above and operate a running business. Sole proprietors, partnership firms, private limited companies, traders, and self-employed professionals can apply at the Gurunanak Ward.

To apply for a business loan at the Shriram Finance Gurunanak Ward branch, you need Aadhaar & PAN (mandatory), Address Proof, GST certificate or business registration, bank statements, ITR, and passport-size photographs. Additional documents may be requested by the Gurunanak Ward.

The business loan interest rate at the Shriram Finance Gurunanak Ward branch typically starts from 11%* p.a. The final rate depends on business turnover, cash flow, and loan amount. For updated rates, contact the Gurunanak Ward.

At the Shriram Finance Gurunanak Ward branch, business loan approvals are quick. After document and business verification, loans are usually approved within 24–48 hours.

At the Shriram Finance Gurunanak Ward branch, the maximum loan amount depends on your business turnover, financial stability, and credit profile. Flexible loan amounts are available based on your needs.

The Shriram Finance Gurunanak Ward branch offers business loan repayment tenures ranging from 12 to 60 months. You may choose a tenure based on your business cash flow.

The Shriram Finance Gurunanak Ward branch offers both secured and unsecured business loans. Collateral-free loans are available for eligible applicants based on financials and credit history.

Yes, you can apply online through the website or app and still complete your business loan process through the Shriram Finance Gurunanak Ward branch for verification and support.

Yes, in some cases. The Shriram Finance Gurunanak Ward branch may accept alternate proofs like bank statements, GST returns, or invoices if ITR is not available.

Yes, a nominal processing fee is applicable at the Shriram Finance Gurunanak Ward branch. The exact amount depends on your loan size and will be clearly communicated.

Yes, you can pre-close your loan anytime by visiting the Shriram Finance Gurunanak Ward branch. Pre-closure charges, if applicable, will be as per your loan agreement.

Missing an EMI for a loan from the Shriram Finance Gurunanak Ward branch may lead to late charges and impact your credit score. Contact the Gurunanak Ward for assistance if needed.

A guarantor is usually not required at the Shriram Finance Gurunanak Ward branch. In special cases, such as low income or limited credit history, a guarantor may be requested.

Yes, the Shriram Finance Gurunanak Ward branch may conduct a business verification visit to assess operations before approval.

Yes, startups can apply at the Shriram Finance Gurunanak Ward branch if they have minimum business proofs and a viable model. Approval depends on revenue and stability.

You can track your loan status via the Shriram One app, the website, or by contacting the Shriram Finance Gurunanak Ward branch directly.

You can contact the Shriram Finance Gurunanak Ward branch by visiting 1st Floor, Ward No 8 Gurunanak Ward Baloda Bazar-493332 or calling our 18004107711. You may also raise requests via the Shriram One app.