Shriram Business Loan in Hariom Krushi Kendra
Business Loan Interest Rates and Charges in Hariom Krushi Kendra
Interest rates for Shriram Finance business loans in Hariom Krushi Kendra start from 10%* p.a. For detailed information on interest rates and all applicable fees and charges, please consult the details on our website or contact our branch representatives in Hariom Krushi Kendra.
Shriram Finance Business Loan Eligibility in Hariom Krushi Kendra
Shriram finance provides business loans starting from 1 Lakh. Here is a list of the criteria based on which business loans are provided.
- Partnership firms, Proprietorship firms, Pvt ltd companies, Public Ltd companies and LLP
- 21 years to 70 years.
- Self-employed individuals, business owners or proprietors with minimum 3 years of business experience.
Documents Required for Business Loan in Hariom Krushi Kendra
| Parameters | Proprietorship | Partnership | Pvt. Ltd. / LLP / Public Ltd. |
|---|---|---|---|
| Bank statement (6 months) | |||
| Business registration proof | |||
| Business PAN | |||
| Applicant PAN | |||
| Selfie Photograph |
Branches Nearby Hariom Krushi Kendra Offering Business Loan
Business Hours
- Monday: 09:00 AM - 05:00 PM
- Tuesday: 09:00 AM - 05:00 PM
- Wednesday: 09:00 AM - 05:00 PM
- Thursday: 09:00 AM - 05:00 PM
- Friday: 09:00 AM - 05:00 PM
- Saturday: 09:00 AM - 01:30 PM
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer
- Cheque Payment
FAQs
To get a business loan at the Shriram Finance Hariom Krushi Kendra branch, you must be an Indian resident aged 18 years or above and operate a running business. Sole proprietors, partnership firms, private limited companies, traders, and self-employed professionals can apply at the Hariom Krushi Kendra.
To apply for a business loan at the Shriram Finance Hariom Krushi Kendra branch, you need Aadhaar & PAN (mandatory), Address Proof, GST certificate or business registration, bank statements, ITR, and passport-size photographs. Additional documents may be requested by the Hariom Krushi Kendra.
The business loan interest rate at the Shriram Finance Hariom Krushi Kendra branch typically starts from 11%* p.a. The final rate depends on business turnover, cash flow, and loan amount. For updated rates, contact the Hariom Krushi Kendra.
At the Shriram Finance Hariom Krushi Kendra branch, business loan approvals are quick. After document and business verification, loans are usually approved within 24–48 hours.
At the Shriram Finance Hariom Krushi Kendra branch, the maximum loan amount depends on your business turnover, financial stability, and credit profile. Flexible loan amounts are available based on your needs.
The Shriram Finance Hariom Krushi Kendra branch offers business loan repayment tenures ranging from 12 to 60 months. You may choose a tenure based on your business cash flow.
The Shriram Finance Hariom Krushi Kendra branch offers both secured and unsecured business loans. Collateral-free loans are available for eligible applicants based on financials and credit history.
Yes, you can apply online through the website or app and still complete your business loan process through the Shriram Finance Hariom Krushi Kendra branch for verification and support.
Yes, in some cases. The Shriram Finance Hariom Krushi Kendra branch may accept alternate proofs like bank statements, GST returns, or invoices if ITR is not available.
Yes, a nominal processing fee is applicable at the Shriram Finance Hariom Krushi Kendra branch. The exact amount depends on your loan size and will be clearly communicated.
Yes, you can pre-close your loan anytime by visiting the Shriram Finance Hariom Krushi Kendra branch. Pre-closure charges, if applicable, will be as per your loan agreement.
Missing an EMI for a loan from the Shriram Finance Hariom Krushi Kendra branch may lead to late charges and impact your credit score. Contact the Hariom Krushi Kendra for assistance if needed.
A guarantor is usually not required at the Shriram Finance Hariom Krushi Kendra branch. In special cases, such as low income or limited credit history, a guarantor may be requested.
Yes, the Shriram Finance Hariom Krushi Kendra branch may conduct a business verification visit to assess operations before approval.
Yes, startups can apply at the Shriram Finance Hariom Krushi Kendra branch if they have minimum business proofs and a viable model. Approval depends on revenue and stability.
You can track your loan status via the Shriram One app, the website, or by contacting the Shriram Finance Hariom Krushi Kendra branch directly.
You can contact the Shriram Finance Hariom Krushi Kendra branch by visiting Plot No B/A/1778, Ward No1 Hariom Krushi Kendra Hingoli-431512 or calling our 18004107711. You may also raise requests via the Shriram One app.
