Shriram Business Loan in Thiruvottriyur
Business Loan Interest Rates and Charges in Thiruvottriyur
Interest rates for Shriram Finance business loans in Thiruvottriyur start from 10%* p.a. For detailed information on interest rates and all applicable fees and charges, please consult the details on our website or contact our branch representatives in Thiruvottriyur.
Shriram Finance Business Loan Eligibility in Thiruvottriyur
Shriram finance provides business loans starting from 1 Lakh. Here is a list of the criteria based on which business loans are provided.
- Partnership firms, Proprietorship firms, Pvt ltd companies, Public Ltd companies and LLP
- 21 years to 70 years.
- Self-employed individuals, business owners or proprietors with minimum 3 years of business experience.
Documents Required for Business Loan in Thiruvottriyur
| Parameters | Proprietorship | Partnership | Pvt. Ltd. / LLP / Public Ltd. |
|---|---|---|---|
| Bank statement (6 months) | |||
| Business registration proof | |||
| Business PAN | |||
| Applicant PAN | |||
| Selfie Photograph |
Branches Nearby Thiruvottriyur Offering Business Loan
- Vallur
- No 6, TH Road, Kondakarai
Vallur
Tiruvallur - 600120 - Open until 05:00 PM
- Call Now More Details Directions
- Manali TN
- Plot No 3533, MIG TNHB, 2nd Main Road
Ponniammanmedu
Tiruvallur - 600068 - Near Mathur Bus Stand
- Open until 05:00 PM
- Call Now More Details Directions
- Madhavaram
- No 17, Nehru Nagar, Madhavaram Rountana
Ponniammanmedu
Tiruvallur - 600110 - Opposite Hotel Vijay Park
- Open until 05:00 PM
- Call Now More Details Directions
- Karanodai
- No 1/173, 1st Flr, Sri Dhanalakshmi Cplx, GNT Road
Sholavaram
Tiruvallur - 600067 - Open until 05:00 PM
- Call Now More Details Directions
Business Hours
- Monday: 09:00 AM - 05:00 PM
- Tuesday: 09:00 AM - 05:00 PM
- Wednesday: 09:00 AM - 05:00 PM
- Thursday: 09:00 AM - 05:00 PM
- Friday: 09:00 AM - 05:00 PM
- Saturday: 09:00 AM - 01:30 PM
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer
- Cheque Payment
FAQs
To get a business loan at the Shriram Finance Thiruvottriyur branch, you must be an Indian resident aged 18 years or above and operate a running business. Sole proprietors, partnership firms, private limited companies, traders, and self-employed professionals can apply at the Thiruvottriyur.
To apply for a business loan at the Shriram Finance Thiruvottriyur branch, you need Aadhaar & PAN (mandatory), Address Proof, GST certificate or business registration, bank statements, ITR, and passport-size photographs. Additional documents may be requested by the Thiruvottriyur.
The business loan interest rate at the Shriram Finance Thiruvottriyur branch typically starts from 11%* p.a. The final rate depends on business turnover, cash flow, and loan amount. For updated rates, contact the Thiruvottriyur.
At the Shriram Finance Thiruvottriyur branch, business loan approvals are quick. After document and business verification, loans are usually approved within 24–48 hours.
At the Shriram Finance Thiruvottriyur branch, the maximum loan amount depends on your business turnover, financial stability, and credit profile. Flexible loan amounts are available based on your needs.
The Shriram Finance Thiruvottriyur branch offers business loan repayment tenures ranging from 12 to 60 months. You may choose a tenure based on your business cash flow.
The Shriram Finance Thiruvottriyur branch offers both secured and unsecured business loans. Collateral-free loans are available for eligible applicants based on financials and credit history.
Yes, you can apply online through the website or app and still complete your business loan process through the Shriram Finance Thiruvottriyur branch for verification and support.
Yes, in some cases. The Shriram Finance Thiruvottriyur branch may accept alternate proofs like bank statements, GST returns, or invoices if ITR is not available.
Yes, a nominal processing fee is applicable at the Shriram Finance Thiruvottriyur branch. The exact amount depends on your loan size and will be clearly communicated.
Yes, you can pre-close your loan anytime by visiting the Shriram Finance Thiruvottriyur branch. Pre-closure charges, if applicable, will be as per your loan agreement.
Missing an EMI for a loan from the Shriram Finance Thiruvottriyur branch may lead to late charges and impact your credit score. Contact the Thiruvottriyur for assistance if needed.
A guarantor is usually not required at the Shriram Finance Thiruvottriyur branch. In special cases, such as low income or limited credit history, a guarantor may be requested.
Yes, the Shriram Finance Thiruvottriyur branch may conduct a business verification visit to assess operations before approval.
Yes, startups can apply at the Shriram Finance Thiruvottriyur branch if they have minimum business proofs and a viable model. Approval depends on revenue and stability.
You can track your loan status via the Shriram One app, the website, or by contacting the Shriram Finance Thiruvottriyur branch directly.
You can contact the Shriram Finance Thiruvottriyur branch by visiting No 643, 1st Floor, Thiruvottriyur High Road Thiruvottriyur Tiruvallur-600019 or calling our 18004107711. You may also raise requests via the Shriram One app.
