Shriram Business Loan in Pothencode
Business Loan Interest Rates and Charges in Pothencode
Interest rates for Shriram Finance business loans in Pothencode start from 10%* p.a. For detailed information on interest rates and all applicable fees and charges, please consult the details on our website or contact our branch representatives in Pothencode.
Shriram Finance Business Loan Eligibility in Pothencode
Shriram finance provides business loans starting from 1 Lakh. Here is a list of the criteria based on which business loans are provided.
- Partnership firms, Proprietorship firms, Pvt ltd companies, Public Ltd companies and LLP
- 21 years to 70 years.
- Self-employed individuals, business owners or proprietors with minimum 3 years of business experience.
Documents Required for Business Loan in Pothencode
| Parameters | Proprietorship | Partnership | Pvt. Ltd. / LLP / Public Ltd. |
|---|---|---|---|
| Bank statement (6 months) | |||
| Business registration proof | |||
| Business PAN | |||
| Applicant PAN | |||
| Selfie Photograph |
Branches Nearby Pothencode Offering Business Loan
Business Hours
- Monday: 09:00 AM - 05:00 PM
- Tuesday: 09:00 AM - 05:00 PM
- Wednesday: 09:00 AM - 05:00 PM
- Thursday: 09:00 AM - 05:00 PM
- Friday: 09:00 AM - 05:00 PM
- Saturday: 09:00 AM - 01:30 PM
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer
- Cheque Payment
FAQs
To get a business loan at the Shriram Finance Pothencode branch, you must be an Indian resident aged 18 years or above and operate a running business. Sole proprietors, partnership firms, private limited companies, traders, and self-employed professionals can apply at the Pothencode.
To apply for a business loan at the Shriram Finance Pothencode branch, you need Aadhaar & PAN (mandatory), Address Proof, GST certificate or business registration, bank statements, ITR, and passport-size photographs. Additional documents may be requested by the Pothencode.
The business loan interest rate at the Shriram Finance Pothencode branch typically starts from 11%* p.a. The final rate depends on business turnover, cash flow, and loan amount. For updated rates, contact the Pothencode.
At the Shriram Finance Pothencode branch, business loan approvals are quick. After document and business verification, loans are usually approved within 24–48 hours.
At the Shriram Finance Pothencode branch, the maximum loan amount depends on your business turnover, financial stability, and credit profile. Flexible loan amounts are available based on your needs.
The Shriram Finance Pothencode branch offers business loan repayment tenures ranging from 12 to 60 months. You may choose a tenure based on your business cash flow.
The Shriram Finance Pothencode branch offers both secured and unsecured business loans. Collateral-free loans are available for eligible applicants based on financials and credit history.
Yes, you can apply online through the website or app and still complete your business loan process through the Shriram Finance Pothencode branch for verification and support.
Yes, in some cases. The Shriram Finance Pothencode branch may accept alternate proofs like bank statements, GST returns, or invoices if ITR is not available.
Yes, a nominal processing fee is applicable at the Shriram Finance Pothencode branch. The exact amount depends on your loan size and will be clearly communicated.
Yes, you can pre-close your loan anytime by visiting the Shriram Finance Pothencode branch. Pre-closure charges, if applicable, will be as per your loan agreement.
Missing an EMI for a loan from the Shriram Finance Pothencode branch may lead to late charges and impact your credit score. Contact the Pothencode for assistance if needed.
A guarantor is usually not required at the Shriram Finance Pothencode branch. In special cases, such as low income or limited credit history, a guarantor may be requested.
Yes, the Shriram Finance Pothencode branch may conduct a business verification visit to assess operations before approval.
Yes, startups can apply at the Shriram Finance Pothencode branch if they have minimum business proofs and a viable model. Approval depends on revenue and stability.
You can track your loan status via the Shriram One app, the website, or by contacting the Shriram Finance Pothencode branch directly.
You can contact the Shriram Finance Pothencode branch by visiting Ground Floor, Aameen Tower Pothencode Thiruvananthapuram-695317 or calling our 18004107711. You may also raise requests via the Shriram One app.
