Shriram Gold Loan in Villiyanur

To be eligible for a gold loan at the Shriram Finance Villiyanur, you must be an Indian resident aged 18 years or above and own gold ornaments or jewellery. Both salaried and self-employed individuals can apply.

You’ll need to submit basic KYC documents at the Shriram Finance Villiyanur. This includes Identity Proof (Aadhaar Card – mandatory, PAN – mandatory, Voter ID, Driving Licence, or Passport) and Address Proof (any one: Utility Bill, Aadhaar Card, Passport, Driving Licence, or Voter ID), along with a recent passport-size photograph. The documentation process is quick and can be completed within a few minutes at the branch.

The gold loan interest rate at the Shriram Finance Villiyanur generally starts from 10%* p.a., depending on the loan amount, tenure, and gold value. For the latest and most accurate rates, please contact the Villiyanur branch directly or visit the Shriram Finance website.

Yes, you can visit the Shriram Finance Villiyanur for a free gold valuation. Our experts will assess the purity and weight of your gold using industry-standard equipment and provide an accurate estimate before you decide to apply for a loan.

At the Shriram Finance Villiyanur, the gold loan approval process is quick and hassle-free. Once your gold is evaluated and documents verified, your loan is typically approved and disbursed within 30 minutes.

Yes, a nominal processing fee is applicable for gold loans at the Shriram Finance Villiyanur. The fee varies based on the loan amount and scheme chosen, but it is usually minimal and clearly disclosed during the application process.

Absolutely. The Shriram Finance Villiyanur ensures your gold is 100% safe and insured. All pledged gold is stored securely in high-security vaults with surveillance and insurance coverage, ensuring complete peace of mind.

At the Shriram Finance Villiyanur, the gold loan per gram value is calculated based on the current market price of gold and the Loan-to-Value (LTV) ratio set by the RBI. The higher the purity and weight of your gold, the higher the loan amount you can receive.

Yes, you can easily renew your existing gold loan at the Shriram Finance Villiyanur. Visit the branch before your loan tenure ends, and our staff will help you complete the renewal process with minimal documentation.

The Shriram Finance Villiyanur operates from 09:30 AM to 05:30 PM (Monday to Saturday). The branch remains closed on Sundays and public holidays.

Yes, you can transfer your existing gold loan from another lender to the Shriram Finance Villiyanur. By doing so, you may benefit from competitive interest rates, flexible repayment options, and better customer support. Visit the branch with your existing loan details to initiate the transfer.

The Shriram Finance Villiyanur offers flexible repayment tenures ranging from 3 to 12 months, depending on the loan scheme and borrower preference. You can choose to repay through EMIs, bullet payments, or part payments.

You can contact the Shriram Finance Villiyanur for gold loan queries by visiting No 10, 1st Floor, Vishnu Complex, Navasannathi Street Villiyanur Puducherry-605110. Alternatively, call 18004107711. You can also visit the official website or use the Shriram One app to raise a service request.