Shriram Business Loan in Rishivandiyam
Business Loan Interest Rates and Charges in Rishivandiyam
Interest rates for Shriram Finance business loans in Rishivandiyam start from 10%* p.a. For detailed information on interest rates and all applicable fees and charges, please consult the details on our website or contact our branch representatives in Rishivandiyam.
Shriram Finance Business Loan Eligibility in Rishivandiyam
Shriram finance provides business loans starting from 1 Lakh. Here is a list of the criteria based on which business loans are provided.
- Partnership firms, Proprietorship firms, Pvt ltd companies, Public Ltd companies and LLP
- 21 years to 70 years.
- Self-employed individuals, business owners or proprietors with minimum 3 years of business experience.
Documents Required for Business Loan in Rishivandiyam
| Parameters | Proprietorship | Partnership | Pvt. Ltd. / LLP / Public Ltd. |
|---|---|---|---|
| Bank statement (6 months) | |||
| Business registration proof | |||
| Business PAN | |||
| Applicant PAN | |||
| Selfie Photograph |
Branches Nearby Rishivandiyam Offering Business Loan
- Thiyagadurgam
- 1st Floor, Salem Main Road, Thiyagadurugam, Anna Ngr
Prithivimangalam
Villupuram - 606206 - Above KVB Bank
- Open until 05:00 PM
- Call Now More Details Directions
Business Hours
- Monday: 09:00 AM - 05:00 PM
- Tuesday: 09:00 AM - 05:00 PM
- Wednesday: 09:00 AM - 05:00 PM
- Thursday: 09:00 AM - 05:00 PM
- Friday: 09:00 AM - 05:00 PM
- Saturday: 09:00 AM - 01:30 PM
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer
- Cheque Payment
FAQs
To get a business loan at the Shriram Finance Rishivandiyam branch, you must be an Indian resident aged 18 years or above and operate a running business. Sole proprietors, partnership firms, private limited companies, traders, and self-employed professionals can apply at the Rishivandiyam.
To apply for a business loan at the Shriram Finance Rishivandiyam branch, you need Aadhaar & PAN (mandatory), Address Proof, GST certificate or business registration, bank statements, ITR, and passport-size photographs. Additional documents may be requested by the Rishivandiyam.
The business loan interest rate at the Shriram Finance Rishivandiyam branch typically starts from 11%* p.a. The final rate depends on business turnover, cash flow, and loan amount. For updated rates, contact the Rishivandiyam.
At the Shriram Finance Rishivandiyam branch, business loan approvals are quick. After document and business verification, loans are usually approved within 24–48 hours.
At the Shriram Finance Rishivandiyam branch, the maximum loan amount depends on your business turnover, financial stability, and credit profile. Flexible loan amounts are available based on your needs.
The Shriram Finance Rishivandiyam branch offers business loan repayment tenures ranging from 12 to 60 months. You may choose a tenure based on your business cash flow.
The Shriram Finance Rishivandiyam branch offers both secured and unsecured business loans. Collateral-free loans are available for eligible applicants based on financials and credit history.
Yes, you can apply online through the website or app and still complete your business loan process through the Shriram Finance Rishivandiyam branch for verification and support.
Yes, in some cases. The Shriram Finance Rishivandiyam branch may accept alternate proofs like bank statements, GST returns, or invoices if ITR is not available.
Yes, a nominal processing fee is applicable at the Shriram Finance Rishivandiyam branch. The exact amount depends on your loan size and will be clearly communicated.
Yes, you can pre-close your loan anytime by visiting the Shriram Finance Rishivandiyam branch. Pre-closure charges, if applicable, will be as per your loan agreement.
Missing an EMI for a loan from the Shriram Finance Rishivandiyam branch may lead to late charges and impact your credit score. Contact the Rishivandiyam for assistance if needed.
A guarantor is usually not required at the Shriram Finance Rishivandiyam branch. In special cases, such as low income or limited credit history, a guarantor may be requested.
Yes, the Shriram Finance Rishivandiyam branch may conduct a business verification visit to assess operations before approval.
Yes, startups can apply at the Shriram Finance Rishivandiyam branch if they have minimum business proofs and a viable model. Approval depends on revenue and stability.
You can track your loan status via the Shriram One app, the website, or by contacting the Shriram Finance Rishivandiyam branch directly.
You can contact the Shriram Finance Rishivandiyam branch by visiting No 3/112, 2nd Floor, Dr Complex, Gandhi Road, Sankarapuram Rishivandiyam Villupuram-606205 or calling our 18004107711. You may also raise requests via the Shriram One app.
